What insurance should a professional window cleaner have?

All businesses will have some sort of insurance in place to help cover and protect them for various different reasons. A professional window cleaner would require the correct type of cover due to the nature of the role and risks involved.

Window cleaners often work at height and with cleaning equipment and chemicals, therefore having the right type of insurance is important to protect them and others around them. Here are just some of the types of insurance professional window cleaners should have in place.

Public liability insurance – This is very important as it covers the professional window cleaner should they accidentally damage someone else’s property or even injure someone whilst working. It is important to ensure your window cleaner has this cover in place before agreeing to any work.

Personal accident insurance – This would cover the window cleaner if they injure themselves and are unable to work. This insurance would usually provide them support to help cover any bills and other expenses whilst they are out of work.

Equipment insurance – This type of cover would have the professional window cleaner of any of their equipment is lost, stolen or damaged. Having this cover in place will help them to pay for repairs and replacements so that they can continue to work.

Employer liability insurance – This helps to protect the business if an employee gets injured or becomes ill due to work. It would usually help to cover any medical bills or loss of earnings.

Vehicle insurance – If a professional window cleaner uses a car or van for work, then they would require vehicle insurance for business use.